It isn’t easy to talk about money but with the transfer of wealth that will happen between the generations over the next few decades, it is something that needs to be a topic of conversation. 

As part of that discussion, pause for a moment and try to guess how much money will transfer to the next generation between 2020 and 2030, just in Red Willow County. And to make it a little easier, let’s make it multiple choice:

  1. $50 million
  2. $200 million
  3. $608 million

I’ll give you the correct answer in just a moment, but for now consider how we know this information. 

The Nebraska Community Foundation has studied this Transfer of Wealth in every county across the state for decades. This research has inspired the “Five to Thrive” campaign, which encourages us all to consider how just 5% of our wealth could help our communities thrive for generations to come.

As Baby Boomers pass on their legacy, the question isn’t if their wealth will transfer — but where. The default answer is typically “to our kids” or “to my family.” And that’s understandable.
But here’s a deeper question:
Should all of it go to our kids and to our family? Is this even a good idea? Are they prepared for the changes that could happen with the inheritance? Has a conversation been had about what the parents would like to see happen?
Would it be wise — or meaningful — to consider leaving just a portion for the greater good?

While you may think “I have to leave it all to my family,” there are options. 

The McCook Community Foundation Fund is here to help you explore what planned giving might look like for you, for your kids and your family.

And while MCFF may be part of the conversation, it is not about leaving a gift to the foundation but rather to any cause that reflects your values. Whether you’re passionate about education, youth, the arts, rural vitality, or helping those in need, MCFF can help you connect your resources to your passions.

We also offer tools to help you maximize tax savings and structure your giving in ways that are smart and personal.

Whether you’re wealthy or working hard to get by, 5% is 5% and it all makes an impact.

Which brings us to the answer about the transfer of wealth in Red Willow County over this decade. It will be more than $608 million that will transfer from one generation to the next. And if that next generation doesn’t live in Red Willow County or Southwest Nebraska, then those dollars leave the community, possibly forever.
If just 5% of that $608 million were left for local causes, Red Willow County would have $30 million to strengthen our future — keeping rural Nebraska a place where our kids and grandkids can thrive.

As Kathy Calvin said, “Giving is not just about making a donation. It is about making a difference.” 

There are so many possibilities to explore, so many ways to make a difference today and so many ways to leave your legacy. 

There’s no pressure. Just a conversation. When you're ready, reach out to me directly, to the McCook Community Foundation Fund, or — if you'd prefer more privacy — to the Nebraska Community Foundation. We are blessed in our community and we are in this together to make McCook and southwest Nebraska an even better place to call home.

***

As the chairman of the McCook Community Foundation Fund, Matt Sehnert is passionate about making his hometown better for his family, friends and neighbors. Contact him at mwsehnert@gmail.com. Or reach out to MCFF at mcffund@gmail.com or Todd Mekelburg with the Nebraska Community Foundation at tmekelburg@nebcommfound.org.

Love for McCook Grows Through Internship

By Natalie Roberts • August 15, 2025
MCFF Summer Hometown Intern Natalie Roberts shares how her perspective on McCook changed over the past few months.

Summer and McCook Tradition Coming to an End

By Ronda Graff • August 8, 2025
With the McCook Aquatic Center closing soon for the season, another tradition - Mr. Bill and his 25-cent snow-cones - will likely be coming to an end soon too.

McCook Named to Revitalize and Thrive Communities

By Ronda Graff • August 6, 2025
McCook among five Nebraska communities in Revitalize and Thrive Program

Getting Outside to National Night Out

By Ronda Graff • August 4, 2025
Getting Outside of National Night Out Nearly everyone can tell you their last interaction with the police or the fire department. And unfortunately because of the nature of the organizations, it is usually not at a positive moment. My last contact with the McCook Police Department was just a few weeks ago, when I was pulled over on B Street in McCook…on my scooter. I pulled into the wrong lane when making a turn, which is illegal. But in my defense, it was an act of self-defense to just get through the intersection of East B and Sixth streets alive. Since the drivers haven’t seen a stop-light since Holdrege, cars and semis regularly run the traffic light, which makes me a wee bit vulnerable as I pass through the lanes. I got off with a warning but the true punishment were the texts throughout the day from everyone who saw me with my scooter and the police officer. Since most exchanges with police and fire are not on good terms, National Night Out was created to have an evening of positive interactions, to remind the public that the police and fire departments are just normal people, doing their jobs, looking out for their friends and neighbors, trying to create a safe community for everyone. National Night Out is designed to simply join your friends and neighbors for an evening of fellowship and fun. It is an opportunity to meet local law enforcement, creating safer and more caring neighborhoods. McCook is joining thousands of other communities across the country in hosting National Night Out, which typically takes place on the first Tuesday of August every year. Planned for Tuesday, Aug. 5 from 5:30-7 p.m. in and around Norris Park in McCook, the night includes a bike parade, a walk, awards for bike decorating, desserts and more. In other words, it is simply a block party to hang out. Numerous organizations have come together to make the evening possible. CASA (Court Appointed Special Advocates) and the McCook Rotary Club are hosting a bike parade that starts at 6 p.m. Linda Maiden with State Farm, a bicycle helmet advocate, will also be in Norris Park. The streets around Norris Park will be shut down to provide a safe area to ride, as well as more space to cruise around the block. Participants are encouraged to decorate their bike, scooter, roller skates or anything on wheels. This could mean streamers, pompom balls, markers or even the old classic - playing cards in the spokes of your wheels. Some supplies will be available at the park for use if you show up and realize you are the most underdressed person at the party. If your bike has an inch of dust on it, this is a great time to get it out, wipe it off and get it rolling. And if your bike needs minimal fixes like a flat tire or a brake adjustment, bike tools will be on hand along with myself and my hubbie, who know just enough about bike repair to be dangerous but did manage a 300-plus mile bike ride last week so we must be doing something right. But let’s say you don’t have a bike or biking isn’t your cup of tea? Then you are still encouraged to join the “Walk in the Park,” hosted by Community Hospital. Designed to encourage a healthy lifestyle, walkers will stroll around the park and the neighborhood at whatever pace you feel like with strollers and dogs on leashes welcomed. And perhaps most importantly, there will be a chance to meet members of the McCook Police and Fire Department, getting to see police cars and fire engines close-up in a non-emergency manner, always the best way to see them. And if the weather cooperates, there may be a fire hose, water and spraying involved. If you have been at the Culbertson Fourth of July parade, you know it is up to you to stay out of the line of fire if you want to remain dry. We all have excuses for why we don’t want to go out at night, especially after a long day at work. But National Night Out in McCook on Aug. 5 is a great reason to get out your bicycle and lace up your walking shoes. Hang out with your friends, get to know your neighbors and meet your first responders. That is what makes our communities just a little bit better.

July 2025 Volunteer Makes Positive Impact At Chamber and Across Community

By Ronda Graff • July 29, 2025
Judy McCune named July 2025 McCook volunteer of the month

June Volunteer of the Month Key to Numerous Organizations

By Ronda Graff • July 29, 2025
Joyce Anderson named June 2025 McCook Volunteer of the Month

Sharing Books and Bikes Great Use of Resources

By Ronda Graff • July 29, 2025
Sharing our resources, such as books and bikes and even benches, help our community better for everyone.

Celebrating a Flurry of Activity in Our Community

By Ronda Graff • July 19, 2025
For many years, McCook did just enough to get by but now there is a flurry of activity - with much more possible - which we should be celebrating.

Family Resource Center Using Grant for New Ideas

By Ronda Graff • July 15, 2025
Family Resource Center is using a grant from MCFF to support current and new projects.

Picking up the Lost Baton That Lead To Cars Under the Stars

By Gavin Harsh • July 9, 2025
It was fall of 2012. I was a senior in high school and preparing for the next chapter of my life, college. I was determined that I was going to the University of Nebraska in Lincoln for physical therapy. I also knew to go through undergrad and graduate school I was going to need a lot of scholarships or “student debt” would be my middle name. With that mindset, I ultimately decided not to play basketball my senior year to allocate my time to scholarship applications and a part-time job. It was a tough decision since I enjoyed playing basketball and being around my friends, but it was an investment toward my future. Flash forward to early spring, where I was absolutely blessed by being recognized as a recipient of numerous scholarships that alleviated a major financial burden! Leading up to that point, I was already active in community service projects. But upon receiving those scholarships, I was motivated to give back and say “thank you” for the investment in my education by others. I wanted to do something big, something that would impact the community. Through various conversations and research, I decided to bring back an iconic memory to many McCook natives, a drive-in movie. Through strong partnerships with many local businesses and volunteers, we held a drive-in movie not only my senior year but also my first two years of college, as I returned to help coordinate the project. During the three years of shows in McCook, we rented all the equipment from Dallas, but the dream was to build a permanent, non-profit drive-in for the community to use. However, as I progressed further in my new career of farming, my resources of time and energy were capped and the event sat idle. That is until a group of young, ambitious, and talented students picked up the lost baton. During numerous discussions, Youth Change Reaction members, otherwise known as YCR, shared that they wanted to complete a big project. Many ideas were tossed around, but when the idea of bringing back the drive-in movie came about, it stuck for two reasons: these young adults had memories of attending drive-in movies plus it would meet their goal of going BIG. In the process of picking up the lost baton, their journey into uncharted waters included raising $75,000, building partnerships with community businesses and organizations, and finding the proper equipment. It was truly humbling and at that point, because life really had come full circle. I was once a YCR member and had this dream nearly 10 years ago. But now these young adults went above and beyond in building McCook’s very own “Cars Under the Stars” non-profit outdoor drive-in theater. This project was a true philanthropic endeavor that not only will last for many years, but leaves a legacy, young or old, that we all play a vital role in our community. The power of community collaboration, teamwork, and dedication pulled off a tremendous feat and now our community has a long-standing asset to enjoy. I encourage everyone to take these philanthropic efforts exemplified by our talented youth and implement them into our communities. Embodying the mission of making our rural Nebraska community a better place to live and call home. Those efforts may not result in fulfilling the entire dream you have, but it may be planting the seed and laying the foundation for someone to pick it up. We all have our blessed talents. What are we doing to help move our community forward? What has someone done before you to help set the stage for you to improve? Is there a lost baton in your community that you can pick up and make better? *** Gavin Harsh is an original member of Youth Change Reaction, the youth organization for the McCook Community Foundation Fund, and now serves as a volunteer member on the MCFF Advisory Committee.